38R Merrimac Street, Newburyport, MA  01950  |  978.462.6680  |

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Newburyport Five Cents Savings Bank
Job Description
We have a full time opportunity available in our beautiful downtown Newburyport Main Office for applicants with a minimum of 3 – 5 year’s of mortgage processing, closing or related experience.  
Essential Duties and Responsibilities:
1. Ensures all transactions are in compliance with Federal and State regulation, investor guidelines, Bank policy and procedures as applicable to the position.
 2. Delivers applicable disclosures and closing documents in an efficient, expeditious and accurate manner.
3. Understands consumer loan products and programs in order to properly analyze transactions
4. Manages and organizes pipeline to ensure quick turnaround times, especially during peak volume. 
5. Requests and monitors applicable services from third parties.
6. Reviews conditions and other documentation for completeness and accuracy. Follows up with applicable parties as needed.
7. Ensures all loan files are imaged and indexed.
8. Manages rate lock expiration dates and other deadlines.
9. Responds to quality control requests and findings in a timely manner.
0. Fully utilizes Encompass system resources. 
11. Contributes to the development of department workflow to continually enhance efficiencies both independently and with the team.
12. Proactively provides back up support to other team members.

Qualifications: In addition to 3 – 5 years of mortgage processing or closing experience, exposure to secondary market lending and Encompass LOS is helpful. Excellent organizational and verbal/written communication skills required in addition to the capability to be successful within a fast paced, high energy, busy and challenging environment.  Professional demeanor required for working closely with customers, employees, and vendors.   Candidates should be self-motivated and flexible in terms of work hours based on business need.

Newburyport Five Cents Savings Bank offers competitive total compensation including base salary and a comprehensive health, dental, vision and life insurance , education assistance plus a very generous 401k Plan. Qualified candidates please email a cover letter and resume to or
. Information may also be mailed to the Human Resource Department, Newburyport Five Cents Savings Bank, 63 State St., Newburyport MA 01950.

            Member DIF   EOE Equal Housing Lender Description:  Bank NMLS#413282 Member FDIC
Contact Information